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time and assume borrower has exemplary credit (including a credit rating of 740 or more). Projected payments that are monthly consist of principal, interest and (if relevant) any needed mortgage insurance coverage. supply interest levels and payments are susceptible to increase following the initial fixed-rate period ( five years for a 5/1 supply, 7 years for a 7/1 supply and a decade for a 10/1 supply). (más…)